An Islamic banking system which known as new banking method is required to provide new banking services in order to achieve its goals. Islamic home financing which attempts to provide new perspectives regarding home financing for its customers is one of these new services. It seems that it is necessary to identify the main factors that can encourage bank consumers to accept and adopt this service in their life. Therefore, this study tries to discuss about the items that are important regarding adoption and usage of Islamic home financing by its end users. The outcome of the study shows that perceived relative advantage, perceive compatibility, perceived complexity, perceived triablability, perceived observability as well as positive attitude about Islamic home financing will influence its acceptance and usage by consumers.

An Islamic banking system which known as new banking method is required to provide new banking services in order to achieve its goals. Islamic home financing which attempts to provide new perspectives regarding home financing for its customers is one of these new services. It seems that it is nec...